The Insider’s Guide to Business Credit Using an EIN Only: Get Tradelines, Credit Cards, and Loans for Your Business with No Personal Guarantee

I absolutely loved reading this book. I had some general information about the topic before reading but after reading I now know exactly what I need to do next.

This is an awesome read. I am so grateful that Alyssa & Garrett Garner wrote and published this book. This book is a major asset for anyone who setting out on the journey of starting a business with a desire to establish business credit. The only reason why I gave this book a 4 is because for me, it was simply a well-polished refresher of many things that I have already set in motion. Thanks, Alyssa & Garrett.

This book is a goldmine for business owners trying to get business credit without a sweat. It is easy to follow, clear step-by-step for using EIN instead of an SSN, so your personal assets are safe while borrowing for your business. The guide is straightforward, skipping the fluff and helping you see the results fast. From getting EIN in no time to showing you how to make your business look super creditworthy, the tips are very useful for any business. What's cool about these tips is that they work for any business, big or small, home-based or online, offering strategies that are a boon, especially for the smaller setups. It's not just about getting credit; it's about funding your business's future the smart way. In just a few hours, you learn so much to bump up your business credit scores. This is a great guide for new business owners who are serious about kicking their business growth and financial freedom into high gear. I strongly recommend it.

A Must for Every Potential Business OwnerThe authors states that you’ll want to make sure that your business is properly set up to receive funding, and if you want to keep your business and personal finances, including credit scores separate, you’ll need two things:1. A Separate Business Entity2. An EINThey discuss the importance of how you start up your business, whether as sole proprietorship, which does NOT create a legal separation between the business owner and their business; you’ll still be personally liable for any debt your business accumulates.Whereas, on the other hand, the authors states that in order to avoid this, you’ll need to instead create a business entity that is separate from you, as the owner, and for most small businesses, this is best achieved through forming a limited liability company, or LLC.They provide information on structuring your business, applying for and getting your Employer Identification Number, or EIN, which is the first step toward building your business credit profile and obtaining tradelines without a personal guarantee. They even provide the website to apply for your EIN.Secondly, the authors discusses Fundability, whereas you will begin to create a professional and creditworthy business presence by having creditors and lenders recognize your business as a fundable entity separate from the owner.The authors provides you with a nicely presented book detailing, basically, everything you need to do, step-by-step, in order to get your business up and running, including websites for obtaining necessary information. They discuss tradelines, business credit cards, and business loans.This book is short, but is packed with a lot of valuable information. I highly recommend it for anyone gearing up to start their business.

I found this book to be informative and easy to follow. I can definitely see this information being handy if/when starting a new business.I received a free copy of this book and am voluntarily leaving a review.

I read the title of this book and I expected just to read a number of things that were sketchy and would create more risk than I already have in my business. I was presently surprised with what I discovered. I found a book that was not only organized but actually were things that I had read back in business classes and forgot as well as even more things that I had no clue about. As I worked through the book last week, I was able to begin to set up a plan to accomplish the very thing that I thought was impossible which would be an injection of cash in my businesses to expand and help many more people starting with Q1, 2024. Thank you for a book that will help me expand and help many people who would not otherwise be helped!.I received a free copy of this book and am voluntarily leaving a review.

Alyssa Garner's guide is a game-changer for any business seeking growth. In this concise gem, she lays out foolproof steps to secure business credit effortlessly. What's impressive is the universal application—from small startups to online ventures. No fluff, just actionable strategies! In easy-to-follow steps, you're set to choose the right structure, get an EIN instantly, and unlock funding without risking personal assets. Alyssa covers it all—trade credit, business cards, loans—no personal guarantee needed. The insider tips are gold, ensuring you avoid common pitfalls. Look forward to getting my first funding soon!.I received a free copy of this book and am voluntarily leaving a review.

This book raises questions I did not know I needed to have and then answered them. Its a good book for newbies and seasoned people. Its worth the read.I received a free copy of this book and am voluntarily leaving a review.